Titled vs Untitled Land: What Every First-Home Buyer Needs to Know in 2025

Buying your first home in 2025? You’re not alone—and you’re definitely not stuck.

While the media keeps banging on about interest rates and affordability, more and more first-home buyers are jumping in with confidence.

At Mr Enthusiast, we’re all about cutting through the noise and giving you real, honest info that helps you build smart from the ground up. So let’s talk about a key decision that comes up early in your journey: should you buy titled or untitled land?

We’ve broken it down, the Mr Enthusiast way – simple, clear, and made for first-home buyers who want to make the right move (and not overthink it!).

Titled Land: Ready, Set, Build

Titled land is the go if you’re ready to hit the ground running.

This land is already registered with the titles office, and all your essentials—like water, power and roads—are sorted. That means as soon as you’ve signed your build contract, your builder can get started.

At Mr Enthusiast, we call this the fast-track option. If you’ve got timelines, plans, or just can’t wait to host that first BBQ in your own backyard, this might be your golden ticket.

Perks of titled land:

• No waiting around
• Perfect if you’re on a tight timeline
• Faster move-in = faster life upgrade

Untitled Land: More Time, More Flexibility

Untitled land is still in the works—it’s not yet registered, and services may not be fully connected. But don’t count it out just yet.

For many first-home buyers, untitled land is actually a great way to lock in today’s prices, while giving yourself a bit more breathing room to save, plan, or sort your finances.

It’s ideal if you’re not in a rush and want to take your time making decisions on the design, finishes, and upgrades that really matter to you.

Why people choose untitled land:

• Lock in today’s land price (even if titles are months away)
• More time to save and plan
• Flexibility to get your dream home just right

And here’s something to smile about: with interest rate cuts expected this year, borrowing power could improve — making untitled land even more appealing if you’re playing the long game.

Still Not Sure? Here’s What It Might Look Like for You

Sometimes it helps to see how others are doing it. Here are a few made-up (but totally relatable) examples to help you figure out what suits you best:

• Ryan and Bianca are planners
  They’re budgeting carefully and want a bit more time before they build. Untitled land helps them lock in the price now and take their time.
• Samantha is all about personal touches
  She wants to customise everything from tapware to tiles. Untitled land gives her the planning space to make it perfect.
• James is here for returns
  He’s investing and wants his build done quick so he can rent or sell fast. Titled land is a no-brainer for his goals.
• Karla on the move
  She’s got a job relocation lined up and needs to settle fast. Titled land means she can build ASAP and get on with life.

What’s the Right Pick for You? Let’s Chat.

At Mr Enthusiast, we’re here to walk the journey with you. Whether you’re ready to go full steam ahead or want to map things out slowly, we’ll help you make a move that fits your lifestyle and your budget.

We’ll break down:

• Your financial position
• Your build timeline
• The best land options for your goals

Your First-Home Game Plan (The Mr Enthusiast Way)

1. Book a Chat With Us
   No pressure. No jargon. Just a friendly convo about your options and where you’re at.
2. Scope Out Land
   Whether you want to find the land yourself, or want us to do the heavy lifting – it’s time to browse what’s available in the areas you love.
3. Make It Yours
   We’ll help you lock in land, sort finance, and plan your build. With expert advice we’ll keep things exciting (and stress-free).

Whether you’re team titled or team untitled, the best step you can take is to talk to someone who gets it. We’re not just about homes—we’re about helping you build the life you want.

Let’s make it happen, legend.
Team Mr Enthusiast 💛